The company has many years of experience in providing legal representation to a variety of clients, including corporations . I received an escrow check from SPS inc made out to my ex-wife and myself. It is a Federal Crime, and that happened Act quickly!! The Riveras seek to represent two separate Classes. My husband is disabled we are on a tight income. (ii) Arranging commercial real estate equity financing. https://topclassactions.com/wp-admin/admin-ajax.php. According to the complaint, Flemings discharge extinguished her personal liability on the Loan.. Less than a month ago, Select Portfolio Servicing settled a separate class action lawsuit about its force-placed insurance practices. I have been trying for YEARS to sell home. Help me before their get started. Every time I would send in the required paperwork I would get either no reply, told the paperwork was incomplete, or I did not qualify for the same modifications they said they could work with me with. My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . To collect on those debts, the Select Portfolio Servicing unfair debt collection practices lawsuit contends that the company must follow federal laws, especially the federal Fair Debt Collection Practices Act (FDCPA). It is unbelievable and very stressful to deal with this company. There is help out there!! I call SPS and they say it takes at least 30 business days to board the loan into their system and they will not provide payoff information before then, although my loan payment must be made to them without delays and they will only give me 15 calendar days to change my insurance to show SPS as the mortgagee. I need a lawyer to work for me against SPS and their unethical practices! All over the country and getting away with it! All the issues you brought up are valid issues and an attorney can tell you how to protect your home. They sent people to my home to give us a letter to validate we live here. i have and im going through to take charge of my house . We modified back in 2010 and did 2- three trial payments and some how after it was all said and done they added over 35k in fees and interest, left the same high interest rate plus they put us in a ballon payment. Select Portfolio Servicing Is this your company? So they passed the HOT POTATOE .to Select Portfolio Services. They lie, they dont send any documentation, they abuse the elderly laws, they are the most corrupt company I have ever come across and why cant we get them shut down! What and who do I need to contact. I didnt want that, sps counselor said turning over the house would save my credit. Mar. Last months check hasnt cleared yet, so I suspect SPS is up to something. Sounds familiar! status of any class action settlement claim. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. i live in long island and i can t get my loan modified becasue the taxes out weight the morgtgage. A class action has been brought in the Eastern District of New York against defendant Select Portfolio Servicing, Inc., ("SPS"), a servicing agent for residential mortgage loans, unlawful and deceptive acts, practices and misconduct in connection with the ownership and servicing of residential mortgage loans, including, but not limited to the Please provide any additional information about your inquiry. I want to be added violation on modification terms and raised of escrow accounts with justification causing over charges on escrow accounts, I need help regarding SPS. Required fields are marked *. Please go on SM and find a group that will help you! SPS Undermines the United States and diminishes our Judges and Courts. I get calls from Select Portfolio at least once daily. 15, 18.) I have been denied modifications, short sales and now foreclosure which didnt sale and they are now saying they own the home and offering relocations assistance available of 3,000 to leave so they can sale. Were almost there to shut them down and make them pay back all of us!!! They send you around the mulberry bush asking for the same paperwork and then saying they never received it. This field is for validation purposes and should be left unchanged. They also call me 3-4 times a week, at all hours. So because we have over $100k in equity in our home we believe they were trying to take our home as we find that chase bank is in trouble again. IM GOING TO DO EVERYTHING LEGALLY IN MY POWER WITH ANY LAWFIRM THAT WILL JOIN ME OR US BECAUSE I SUFFERED AND IM STILL SUFFERING FROM THE AFFECTS OF MY HEALTH DETERIORATING AND I WILL NEVER GET BACK MY HEALTH THAT I LOST BECAUSE OF THE SIGNIFICANT PAIN, MENTAL AND SOCIAL ANGUISH THAT THIS COMPANY CREATED AGAINST ME. The complaint says that it also secured the repayment of a second mortgage loan in the amount of $90,000 issued to [Fleming] to fund the purchase of the Property.. Select Portfolio Servicing has resolved 9 complaints. Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? They tell you they can help with the programs they have. I dont think thats fair and its illegal they even knock down the percent to 9% but how is that helping me Im in the same boat as you we need to get together or something we need people 2 somehow sue them and owne houses, I have my purchase of my house since 2006 im hold all points of fraud i found out there lic expired 2 yaers ago and they have a lic to only collect but there monthly charge went for 3000 to next month 6000 i have it without a letter why. Were you able to complete the first 3 payments, and later defaulted, and may have or you are about to lose your home now? For them to do so is FRAUD and they can be sued for it!! creating another long drawn out process. With no notice. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement The suit, for claims. Home Loans, Inc., the Supreme Court held that TILA requires only written notice, and not the filing of an actual lawsuit, within the three-year period for exercising the right of rescission. Theyve planned this so they could ultimately foreclose. Our payments went up 800 a month by the time we lost the house. I told them I was going to get a lawyer if they did not refund my $500.00. The firm's many attorneys have a wide range of expertise in all areas of the law. settlement administrator or your attorney for any updates regarding The house needs lots of work therefore I cannot sell it and SPS will not accept payments but my loan interest continues to accumulate. Please add me to this lawsuit as well. What else can I do. Collection Agencies: slect porfolio servicing. According to the lawsuit, the plaintiff's U.S. Bank mortgage debt was accelerated in 2009 and began being serviced by SPS in 2013. All I can say is WOWHELP!!!!!!!!? What Crooks & Liars! Before them. From refusing to give me copies of my loan and paperwork stating they own my loan to reporting to the credit bureaus that i had modified with them when i was trying to get refinanced because they were playing stupid games with their modifications putting my payments on hold and charging me interest and fees that they couldnt explain while holding my payments unapplied. I finaly had to do a modifacation but my payment is not going to anything but interest, Add me also been dealing with them and their bs for years, Yes SPS gave me a run around for all 5 months. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. In 2017, 2018, 2019, and 2020, Defendant charged Plaintiffs EZ Pay fees ranging from $5 to $15 "each time [they] paid [their] mortgage[s] by direct debit from [their] bank account[s]." (Id. then they send me a new letter saying different paper work is missing this been going on for seven years. The plan did not provide for any payments to Select, and Select did not object to the plan, the complaint says. I am owed another escrow check However if I try to sell the house I would need to pay them plus the continued monthly interest. yep faraudulent taxes reported my taxes paid in 2017/2018 wrong when i got my end of year totals.. stole my house right out of ch13 which we completed for 5 yrs and lived off only what we me made cash to save our house and in the end the they screwed us anyway and foreclosed n stole our home.. they need to have the riots take over their buildings and b taught a lesson if our own government wont stop this insanity of wolves!!! I wish someone would stop them. 19-10204 (11th Cir. The company did not respond to messages seeking comment. Im behind on my mortgage because they keep raising it. Im not the sharpest knife in the droor, but a blind man could smell these SCUM BAGS 2Big2fail ??? Please add me to any lawsuit against SPS. 9. According to the complaint, Select Portfolio Servicing has a portfolio of over 33,000 "special servicing" loans totaling around $4.8 billion. If your going to help them, dont bother me! Our mortgage was purchased by Select Portfolio and they have attached so many fees and false charges that we owe $10,000 more than the mortgage amount was in the first place. Select Portfolio Servicing, a company based in Utah that handles their mortgage payments, said a clause in their original loan provided a 20-year option, so they owe an additional $16,000. Submitted paperwork many times with this form is missing etc now the home has been sold and the first mortgage sent me a 1099 but charged off . Who do I comtact about hidden fees which seem to be made up and 35.00 per month only going towards my mortgage wth, Hello I am in the same boat same story.. No. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. When they took over from Accredited Home Lenders my payments went up $362 a month without any reason given to me. Box 65250 Salt Lake City, UT 84165-0250 Account PaymentSelect Portfolio Servicing, Inc. Attn: Remittance Processing P.O. Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. I sent it to SPS and they told me that they never received the money. And its impossible to get the right help .just for the record select profolio was change from fair banks because of mismanaging mortgages but it seen they never stop what there so good at ripping us off i was apart of the Fairbanks class action lawsuit and it did not matter because they still use unfair debt practices. I sustained damage to my home and needed to make repairs without filing an insurance claim due to high deductible. the sad thing is nothing will come of anyones complaints or lawsuits. Ballooned our loan from $598 to $1250. Where do I begin? I made a partial payment on my account and was told it was fine to do that to make the rest in a week. The house was left to me in the will and I was his executor. When I spoke to them they couldnt answer for the added ,$1405.00 reported to my credit report! I have to pay a fee for a payoff quote, I have to pay a fee to make my mortgage payment by check, a fee to pay by phone, a fee to pay online but free if I let them withdraw the payments from my bank automatically..fine print says payment amounts will vary but will include the full amount due including interest, fees and other charges and past due amounts. If you did, it is very LIKELY that you were duped! They dragged their feet, sent notices that they didnt receive replies to correspondence which would arrive 2 days after we received the original request. I paid that am out plus have been current in my payments ever since. I have been trying to get somewhere with them for over 9 months and getting no where. Select Portfolio Servicing As an Attorney Advertising Service Select Portfolio Servicing is one of the leading providers of portfolio servicing. Select Portfolio Servicing, Inc. Case Summary On 05/17/2019 Ortega filed a Property - Foreclosure lawsuit against Select Portfolio Servicing, Inc. Select Portfolio Servicing has an average consumer rating of 2 stars from 44 reviews. I dont even want to get paid just get them off my account and put my mortgage back to the reasonable price I was paying at first. This company will steal your home!! Top Class My statements and all my account info at SELECT PORTFOLIO SERVICING, shows the original balance of $86,395.00!! First, it is illegal to attempt to collect any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.The complaint argues that the attempt to collect late charges that very from day to day is unlawful. I called the lender yesterday to get a payoff quote for refinancing and they tell me I have to get it from this SPS outfit. They say I owe over 250,000 on a home I purchases 15 yrs ago for 120,000. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. I believe that SPS wishes to foreclose on the house, instead of allowing for the agreed to Short Sale. We were told that the extra amount would be taken off, then they told us if the do, we have to pay taxes on almost $85,000. At the maturation of the mortgage in 2036, I will essentially owe about 70% of refinanced amount under the HARP modification. They wont be able to produce it! When I told them to call AHL and figure it out I was told Thats not our job sir. Over the years my dad has probably paid 3 times the original note. I owe more on my house them when I purchased it. I get different answers from different representatives . They make it so hard to gather information that it is hard to know what to do. Our mortgage is underwater, which means we owe more than the house is worth. $75,000.00 which, to this date has not been applied to the mortgage. People do not modify with this company they will make it worse!!! Thank you. Ugh it is horrible. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . 2019 of plaintiff's counsel [letter dated August 23, 2019 of the Federal Deposit Insurance Corporation to plaintiff . That lawsuit alleged that Select Portfolio Servicing received illegal kickbacks from the insurance company it used when the debt collector had to obtain insurance on a debtors property. working with cuban Drug Lords Ref. They never intend to approve my modification. so They passed the HOT POTATOE to U.S.Bank National Association . Free and open company data on Puerto Rico company SELECT PORTFOLIO SERVICING, INC (company number 10188-112), c/o RVM Professional Services, LLC A4 Reparto Mendoza Humacao, PR 00791 Once there, you will be able to search a broad database of specialized attorneys in your area that you may consult. SPS never took ownership of the house. The Select Portfolio Servicing class action lawsuit asserts that the company is a special servicer of residential mortgage loans, meaningitcollects on defaulted or delinquent mortgages. SPS would never give me dates/amounts/ownership of loan. Acting as intermediary for the financing of commercial or industrial income-producing real estate by arranging for the transfer of the title, control, and risk of such a real estate project to one or more investors, if the bank holding company and its affiliates do not have an interest in, or participate in managing or developing, a real estate project for which it arranges equity financing, and do not promote or sponsor the development of the property.
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